Some health insurers announced they will have trouble adapting to a new federal rule from the Biden administration instructing them to cover the costs of 8 at-home tests per month. The rule, which takes effect this Saturday, needs private insurers to cover the costs of in-home tests, though a New York Times report this week states that many insurers aren't in a position to meet those requirements in the short term. Insurers are stating it could take weeks to organize a proper system and pointing to the fact that over-the-counter tests are different from doctors visits and hospital stays that are generally covered. [tweet_embed] January 17, 2022[/tweet_embed] The tests reportedly don't have the type of billing codes required for insurance to process claims, and because health plans rarely process retail receipts, it will compel insurers to handle the cases manually at first. "This is taking things back to the olden days, where you'll have a person throwing all these paper slips in a shoebox, and eventually stuffing it into an envelope and sending it off to a health insurer to decipher," Ceci Connolly, president, and C.E.O. of the Alliance of Community Health Plans, told the New York Times. Connolly continued that the rule is being implemented too quickly as the rule was announced on Monday and thought to take effect on Saturday. "It is going to be exceedingly difficult for most health plans to implement this in four days," she announced. [tweet_embed] January 17, 2022[/tweet_embed] "There will be some people who buy them, and then have a six-month nightmare trying to get reimbursed," Jenny Chumbley Hogue, a Texas-based insurance broker, stated regarding the rule, continuing that she has not yet seen a plan as to how the guidance will be handled. Biden on Thursday directed health officials to purchase an additional 500 million COVID-19 tests to distribute to Americans for free, as the country fights the surge in cases of the highly-transmissible omicron variant. Throughout remarks on his administration's strategy to address the COVID-19 pandemic, the president announced the additional 500 million tests – on top of the half a billion tests that his administration already has "in the process" of shipping to homes "for free." [tweet_embed] January 17, 2022[/tweet_embed] Meanwhile, Biden's approval rates are dropping fast. Biden received failing marks for his handling of the economy (34 percent approve, 57 percent disapprove), the pandemic (39 percent approve, 55 percent approve) and foreign policy (35 percent approve, 54 percent disapprove). As the first anniversary of Biden's inauguration nears, 50 percent of Americans say the president is doing about as well as they expected, 39 percent say he's doing worse than expected, and only 7 percent say he's exceeding expectations.